Retirement Planning is the process of determining retirement income goals and the actions necessary to achieve those goals. It involves assessing future financial needs, evaluating available resources, and devising strategies to ensure that one can sustain a desired lifestyle after ceasing work. Key components of retirement planning include estimating expenses in retirement, calculating potential income sources (such as pensions, savings, and Social Security), and considering factors like inflation, taxes, healthcare, and life expectancy. The aim is to create a comprehensive plan that provides financial security during retirement years, enabling individuals to maintain their standard of living and achieve personal goals. Effective retirement planning typically involves regular reviews and adjustments to the plan to account for changes in circumstances and market conditions.
Los pensionistas enfrentarán un febrero crítico debido a la no aplicación de la subida del 2,8% en sus pensiones. La fecha del abono es crucial, con algunas entidades anticipando pagos…